Income Tax Calculator

Estimate your 2026 federal income tax: progressive brackets minus the standard deduction, with effective and marginal rates.

Quick answer

$75,000.00 of taxable income (single) owes about $7,670.00 in federal income tax.

Taxable income58,900.00 USDAfter $16,100 standard deduction

Federal income tax7,670.00 USD2026 brackets

Effective tax rate10.2%

Top marginal bracket22%

How to Use This Calculator

Enter your annual taxable income.
Choose your filing status.
See your tax, effective rate and top marginal bracket.

The Formula

Taxable income = income − standard deduction ($16,100 single / $32,200 MFJ in 2026). Tax = progressive brackets: 10% to $12,400, 12% to $50,400, 22% to $105,700, and up to 37%.

Standard deduction$16,100 single / $32,200 MFJ

Brackets10% → 37% (2026)

MarginalRate on your last dollar

Worked Example

With $75,000.00 of income as a single filer, taxable income after the $16,100.00 standard deduction is $58,900.00. The tax is $7,670.00 — about a 10.2% effective rate.

Quick Tips

The effective rate is what you actually pay overall; the marginal rate applies only to the last dollar.
Credits (Child Tax Credit, EITC) reduce tax dollar-for-dollar — not modeled here.
State income tax is separate.

Frequently Asked Questions

What are the 2026 federal income tax brackets?

Single: 10% to $12,400; 12% to $50,400; 22% to $105,700; 24% to $214,150; 32% to $412,550; 35% to $640,600; 37% above. (Rev. Proc. 2025-32)

What is the 2026 standard deduction?

$16,100 for single filers, $32,200 for married filing jointly, $24,150 for head of household.

Is this my total tax?

This is federal income tax only — state taxes, FICA and credits are not included.